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Career and Retention


  • Personal Financial Management
  • Transition Assistance
  • Family Employment Readiness

Managing money in today’s economy can be challenging. The Navy’s Personal Financial Management (PFM) program provides a collaborative and comprehensive approach to education and counseling that emphasizes a proactive, career life-cycle approach to behavior modification. 

Services include individualized assistance that fosters financial responsibility and accountability with primary emphasis on financial independence, sound money management, debt avoidance and long-term financial stability.

Personal financial fitness services are delivered by a network of Accredited Financial Counselors and educators at the Fleet and Family Support Centers, Command Financial Specialists and collaboration from partner organizations.

Leaving the Navy is not just a matter of changing jobs; it’s a total lifestyle change. Civilian life and the military life can seem like two different worlds, especially if a Sailor’s entire working career has been in the Navy. Fleet and Family Support Centers host the U.S. Department of Labor sponsored Transition Assistance Program (TAP) employment workshop. 

Sailors who are planning to leave the Navy or retire are encouraged to take advantage of all the services offered through the Centers at no cost. TAP employment workshops are designed to provide Sailors with the basic knowledge and skills necessary to plan and execute a successful job search. 

Local FFSP professionals provide additional employment assistance and resources. These services often include individual counseling; job fairs, search libraries and access to employment listings; automated tools and personal assistance for preparing resumes, cover letters and federal job applications; and guidance in preparing for interviews.

The Navy recognizes that moving every few years creates career challenges for military spouses. The Family Employment Readiness Program addresses those challenges in workshops and through individualized assistance. We provide assistance with self-directed job search through an employment resource center, information and referral services, career development and coaching, staff assisted job search, and much more. 

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Updated November 2, 2020

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